Insurance Requirements for Commercial Trucks

Texas Truck Insurance Requirements

When a car collides with a commercial truck, the passengers of the smaller vehicle are more likely than the truck’s passengers to suffer serious injuries. An accident of this nature may leave individuals and families with high medical and rehabilitation costs. These expenses may exhaust the coverage of your insurance policy and leave you in financial distress. Fortunately, there may be multiple sources of compensation available. With the help of an 18-wheeler accident lawyer, you may be able to turn to several insurance companies for benefits to cover the costs of your injuries.

Our Houston truck accident attorneys from Arnold & Itkin can help you understand your legal options following a truck accident. Call our award-winning firm at 800.793.3903.

Commercial Auto Insurance Requirements in Texas

In Texas, the minimum liability insurance coverage is defined under §601.072 of the Transportation Code.

The minimum amount of insurance coverage allowed under the law as follows:

  • $30,000 for bodily injury or death of one person
  • $60,000 for bodily injury or death of two or more persons
  • $25,000 for property damage

This is the very basic amount allowed and is known as “30 / 60 / 25 coverage.” All trucking companies have a duty under §502.046 to be able to demonstrate financial responsibility for their vehicles. This can either be done through the documents described under §601.053—such as a motor vehicle liability insurance policy, an insurance binder, or a surety bond certificate, to name a few options—or through a liability self-insurance. It also must comply with all requirements that are spelled out in §1952.052, as well as §§2301.051 to 2301.055.

Filing an Insurance Claim Following a Trucking Accident

It takes an experienced legal mind to identify sources of compensation and then pursue those claims effectively. In some cases, victims may have claims against four or more different insurance companies. Without legal counsel, you may file for the wrong type of claim or miss out on potential monetary damages available to you. Why risk it? With the right lawyer on your side, you can be confident you are positioned to pursue full damages. At Hurt In Mississauga, we are prepared to fight aggressively for you. We can ensure you recover the maximum compensation available from all sources, and we can help you navigate through the complexity of insurance claims in order to ensure that you pursue all options for insurance compensation. You deserve the best possible representation at this time. Our truck accident attorneys understand how to fight for you.

Common Costs Victims Face After a Trucking Accident

You may be facing a variety of costs and expenses after your accident, including:

  • Medical / hospitalization bills
  • Cost of wages missed while recovering
  • Loss of future wages
  • Cost of rehabilitation / therapy
  • Out of pocket expenses such as housekeeping or home modifications
  • Property damage, including damage to your vehicle

Call Hurt In Mississauga for Your Free Consult. Houston Truck Accident Lawyers Serving Clients Nationwide.

If you have been seriously injured or lost a loved one in a tractor-trailer or semi-truck accident caused by a trucker, you have a legal right to seek compensation. Just as drivers need to understand the rules of the road, you need to understand your legal options. The trial attorneys from our firm can help you evaluate them at no charge. In fact, we won’t charge you any fee at all unless we obtain a verdict or settlement on your behalf. Our personal injury law firm represents victims of truck accidents nationwide and our skilled Houston truck injury attorneys are ready to be the aggressive advocates you need behind your case. Let us stand up to trucking companies on your behalf and secure a settlement or verdict that recognizes the damages you have suffered and the justice you deserve. Request a free consultation today by calling 800.793.3903.

For more information or a free case review, please call Hurt In Mississauga today at 800.793.3903.

Contact Hurt In Mississauga

Request Your Free Case Review

Get In Touch Today!

We Demand Justice For Our Clients

Tell us about your case to receive a free consultation.